How Does Mixed-Use Zoning Work in Brandon & Tampa?
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Commercial & Zoning Q&A November 2026 5 Min Read

How Does Mixed-Use Zoning Work in Brandon & Tampa?

How business owners and investors use two-building properties near Highway 60 for office space and rental income.

Executive Key Takeaways
  • Mixed-use properties let you run a professional office (law, CPA, medical, real estate, contractor) in one building while renting out a second building on the same lot.
  • Separate electric and water meters make it easy to split utility bills between two tenants.
  • SBA and owner-user commercial loans often allow down payments as low as 10% to 15% when your business uses at least 51% of the total space.
How Does Mixed-Use Zoning Work in Brandon & Tampa?

Real Example: 126 Ridgewood Ave & 613 E Morgan St in Brandon

Located one block north of Brandon Blvd (Hwy 60), our active listing at 126 Ridgewood Ave shows how helpful mixed-use zoning can be. Sitting on 0.39 acres, it includes two separate buildings totaling 2,872 SqFt: a 1,040 SqFt commercial office building (613 E Morgan St) with 4 private offices, 2 waiting rooms, an ADA ramp, signage, and 6 paved parking spaces, plus a 1,832 SqFt house/office building (126 Ridgewood Ave). Because each building has its own utilities, you can use one for your business and rent out the other.

Frequently Asked Questions

Direct Advisor Answers

Can I use an SBA loan to buy a mixed-use property in Brandon?
Yes, as long as your business occupies at least 51% of the total building square footage.
Mark Davis
Written & Verified By FL Lic #3209459

Mark Davis

Commercial & Residential Advisor • Align Right Realty Carrollwood

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